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Jewellery Insurance
If you have expensive
jewellery, do you really know whether it is insured for its full value,
or is it even insured at all? A study carried out last year by Halifax
Home Insurance suggested that up to £52 billion worth of jewellery might
noy actually be insured. Whichever way you look at it it adds up to a
lot of money. We all seem to pay for a number of different insurances
in today's world and perhaps we simply overlook the fact when it comes
to jewellery insurance and develop a 'blind' spot.
Many people
are under the impression that home contents insurance will pay out in
the event of jewellery being stolen. The fact of the matter is that a
standard home insurance policy doesn't usually cover you for what your
jewellery might actually be worth. High value pieces of jewellery have
to be specified individually.
To ensure you have adequate cover
for larger or most expensive pieces get your jewellery valued. If you
do suffer the misfortune of a theft, or simply lose your jewellery then
it will be very beneficial if you have valuation documents and perhaps
some photos of the items to facilitate the claims process.
Don't
risk not being insured. For a small extra premium it will bring you
peace of mind and will ensure that you don't experience any further
trauma after a break-in or a loss.
There are a wide range of
companies ready and waiting to offer you jewellery insurance. Compare
some quotes and get yourself some competitive insurance now.
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